One of the most valuable benefits available to service members and veterans is the VA loan. This program makes it easier to purchase a home by offering advantages that are not typically found in conventional mortgages.

No down payment
VA loans allow qualified buyers to purchase a home without a down payment. This helps military families transition into homeownership without the financial hurdle of saving tens of thousands of dollars upfront.

Competitive interest rates
Lenders who work with VA loans often provide lower interest rates compared to conventional loans. This means monthly payments are more manageable, saving buyers money over the life of the loan.

No private mortgage insurance
Unlike many conventional loans, VA loans do not require private mortgage insurance (PMI). This can reduce monthly expenses significantly.

Flexible credit requirements
VA loans often have more flexible credit guidelines, making them accessible to more service members and veterans.

Reusable benefit
The VA loan is not a one-time benefit. Eligible buyers can use it multiple times, even if they have used the program in the past.

Why work with an experienced agent
Although VA loans offer clear advantages, navigating the process requires knowledge of the program’s rules and requirements. Compass Military professionals are trained to guide buyers through the VA loan process, helping them understand eligibility, property requirements, and how to get the most out of this important benefit.